Budget Berry is a savings-first financial education platform designed for children ages 4 and up. At launch, it will combine a Wi-Fi connected, fruit-themed smart savings device with a parent-owned, FDIC-insured savings account held at a partner bank. The goal is simple: make digital money visible and tangible for kids.

No. Budget Berry is not a bank and does not custody funds. At launch, all deposits will be held at a regulated U.S. partner bank and will remain fully FDIC insured. Budget Berry provides the device and parent interface that connect to the bank’s infrastructure.

The savings account will be legally owned and fully controlled by the parent or legal guardian. The child will not have transactional authority. All regulated financial activity, including identity verification and compliance, will be handled by the partner bank.

At launch, parents will be able to fund the savings account using standard banking methods such as ACH or debit. Parents will also be able to generate secure funding links that allow approved family members, such as grandparents, to contribute directly to the child’s savings.

Budget Berry is currently in development. We are in the early build phase and gathering feedback from parents. Join the waitlist to follow our progress and be the first to know when early access becomes available.

Children learn by touch and repetition. Most financial tools live inside a phone. Budget Berry lives in a child’s room. Children insert real cash, see balances update, and experience gentle visual feedback in their everyday environment. The screen provides clarity, but the physical presence of the device creates a consistent savings ritual that software alone cannot replicate.